Workers Compensation Articles & Guides

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Legal Guide

Common Reasons Workers' Comp Claims Are Denied

Reasons for Denial

Insurance companies deny workers' compensation claims for many reasons, but a denial does not mean your case is over. Common reasons for denial include late reporting of the injury, disputes over whether the injury occurred at work, pre-existing condition arguments, insufficient medical evidence, and allegations that the employee was intoxicated or violated safety rules at the time of the accident.

Employer Defenses

In North Carolina, employers and their insurers may also argue that the worker was an independent contractor rather than an employee, or that the employer had fewer than three employees and was therefore exempt from carrying workers' compensation insurance. Understanding these defenses early in the process allows your attorney to gather the right evidence and build a strong case for your benefits.

Overcoming Insurance Denials

The experienced workers' compensation lawyers at Vasquez Law Firm know how to overcome insurance company denials. We gather medical records, obtain independent medical examinations, interview witnesses, and prepare compelling arguments for hearings before the Industrial Commission. Our bilingual legal team has helped thousands of injured workers in North Carolina and Florida get the benefits they are entitled to. Contact us at 1-844-967-3536 for a free evaluation.