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What Should I Do if I Got in a Crash with Someone Who Does Not Have Car Insurance? 

Posted on in Personal Injury

Wake County car crash injury lawyer Drivers in the United States pay an average of about $150 per month for car insurance. While for some people, this does not seem like a lot of money, to others, it seems like too much to pay. Regardless of one’s personal finances, North Carolina requires drivers to have at least liability insurance so that if they cause a car accident, the person they hit does not suffer. Yet, estimates of uninsured drivers still hover around 10 percent.  

If you do get into a car accident that was caused by someone without car insurance, you may naturally feel distraught. After all, why should you pay for damages that you did not cause? With the help of a Raleigh personal injury attorney, you may be able to recover compensation for your injury and property damage, even if the other driver does not have car insurance.

What Steps Should I Take After Getting in a Car Crash with an Uninsured Driver? 

Taking the proper steps immediately following an accident can protect your options when it is time to pursue compensation. If you are hit by an uninsured driver, be sure to do the following if it is safe: 

  • Get the other driver’s contact information
  • Take photos of the crash 
  • See a doctor as soon as possible
  • Let your insurance company know about the crash
  • Write down everything you can remember 

If you have uninsured motorist coverage of your own, you may be eligible for compensation for your injuries and property damage up to your policy’s limits. 

Should I Get an Attorney to Help With My Case? 

Even if you have uninsured motorist coverage, remember that insurance companies make money by minimizing their expenses compared to their revenue. They will try to pay out as little as possible, even when they are supposedly representing you. An attorney can help you investigate the accident and make sure your insurance company gives you a fair payout. 

Furthermore, a personal injury attorney can help you pursue compensation from the person responsible for the accident. This can be done in a civil lawsuit, but it must be filed within three years of the accident. The more time goes by after an accident, the more evidence is lost, and the chances of success in a personal injury lawsuit are minimized.

Contact a Raleigh, NC Personal Injury Lawyer Today

Just because the person who hit you does not have car insurance does not mean that you will not be able to recover damages. To get help pursuing justice from the person responsible for your injuries in a car crash, call the experienced Wake County car crash injury attorneys at Vasquez Law Firm, PLLC. We have the sources to conduct thorough investigations and will work tirelessly for justice. Call us now at 919-533-7000 or 844-967-3536 for a free consultation.

 

Sources: 

https://www.ncleg.net/enactedlegislation/statutes/html/bysection/chapter_1/gs_1-52.html

https://www.bankrate.com/insurance/car/average-cost-of-car-insurance/#how-much-is-insurance

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