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Compensation for Workplace Injuries in Wake County

Posted on in Workers' Compensation

Raleigh work injury lawyerIn 2020, over 80,000 North Carolinian, private-industry employees sustained injuries or illnesses at the workplace. That same year, there were 189 workplace fatalities. These alarming statistics do not include injuries incurred in the public sector. The North Carolina Workers' Compensation Act mandates that all private companies provide workers' compensation to employees. This coverage is akin to no-fault insurance, meaning an injured employee does not have to prove fault to recieve benefits.

Sometimes, however, employers and insurance companies contest what is rightfully due to the injured or ill employee. A workers' compensation attorney can help negotiate compensation for injured or permanently disabled parties. 

Four Benefits Included Workers’ Compensation

If evidence of the injury, illness, or death proves to be work-related, the compensation could include the following.

  1. Medical expenses – All current and future doctors’ appointments, prescription medication, physical therapy, and surgeries associated with the injury will be recompensed.  Travel expenses could also be included as a benefit.   

  2. Lost wages – If designated with temporary total disability (TTD) benefits, you may be entitled to 66.66 percent of your weekly wage for up to the legal maximum of the year the work-related injury occurred. Permanent disability benefits depend on the type and severity of the injury.

  3. Vocational rehabilitation – Education and training are offered for those who cannot find or return to work that pays the same wages as the job before the accident.

  4. Death and funeral costs – Surviving dependents are eligible for up to 500 weeks of wages and $10,000 for the funeral.  

Three Types of Evidence Needed for Claim

Workers' compensation safeguards both the employer and employee from financial ruin. The coverage provides benefits to the injured but also protects the employer from lawsuits. Claim adjusters for workers’ compensation insurance companies sometimes devalue or deny claims.  Gathering detailed evidence strengthens claims and maximizes benefits.

  1. Medical records – Provide pre-and-post injury medical records. Past records will eliminate any allegation that the injury exists because of pre-existing conditions, like prolapsed discs. Current records will establish pain, suffering, and expense. Opinions from agreeable medical experts will also solidify the claim.

  2. Witnesses - Testimony from family, friends, and coworkers describing the repercussions of the injury is effective. Coworkers may also provide proof of employer’s negligence, such as lack of proper training, unsafe working conditions, and defective machinery or equipment. A personal injury claim against a third party, such as the manufacturer of the faulty equipment that caused the accident, may be warranted.

  3. Vocational – Experts can provide details about the hazards and physical demands of the injured party’s occupation.  

Contact a Mecklenburg County Workers' Compensation Lawyer

At Vasquez Law Firm, PLLC, our workers' compensation attorneys are committed to advocating for the settlement you or your loved one deserves. Our team understands how to navigate insurance claims adjusters and the attorneys working on behalf of resisting employers.  Whether your earning capacity is temporarily reduced or your injuries have resulted in permanent disability, we diligently strive to secure the maximum compensation for our clients. For a free consultation, contact a Raleigh workers’ compensation lawyer at 919-533-7000 or 844-967-3536.

Sources:

https://www.bls.gov/iif/oshstate.htm#NC

https://www.ncleg.net/enactedlegislation/statutes/html/bychapter/chapter_97.html

https://www.labor.nc.gov/safety-and-health/occupational-safety-and-health/big-four-hazards-construction

https://www.forbes.com/advisor/business-insurance/workers-compensation-insurance/

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